Computer Hackers Are Out To Get Your Information

April 16, 2014 by Jean

 

Here is a warning post I received from Komando.com -computer hackers are out to get us. I hope you are changing your pass words and making them harder to hack.  If you don’t know what to do to change your pass words or if you don’t know which ones to change; visit this site there is a list of what you need to change and how to go about it.

 

Hackers now targeting your router | Komando.com

Yes, it’s possible and it’s happening. Take a deep breath. Here’s what you need to do to secure your router and save money too..

http://www.komando.com/columns/244836/hackers-now-targeting-your-router

 Computer Hackers Are Out To Get Your Information

Happy Tax Day!

April 15, 2014 by Jean

 

Happy Tax Day!

Take a look at this, if you have researched your ancestors you now how important every little bit of information you can find is.  Read this old blog post on Researching Ancestors in the Direct Tax of 1798. There is so much information but it is like finding a needle in a haystack.

 

Click below to read:

http://bit.ly/direct-tax-1798

Thanks, Family Tree Magazine

Enjoy!

Blessings, Jean

 

Good News for Couponers

April 10, 2014 by Jean

 

Good News for all users of coupons!

Makers of consumer staples are resorting to aggressive discounts to overcome an unexpectedly persistent problem: Their industry is barely growing.

For decades, Americans’ purchases of basics like laundry soap and toothpaste roughly kept pace with the rate of growth in the overall economy. But that rule of thumb no longer applies, which is bad news for billion-dollar brands like Tide and Colgate.

For the past three years running, unit sales of consumer products have been largely flat, according to market research firm Nielsen.

Many segments are affected by changing preferences, habits and spending priorities. People are eating less cereal and drinking less soda. Razor blade sales are down as many men shave less or grow beards. Pre-measured laundry soap capsules and higher-efficiency machines require less detergent. And more people are choosing freshly prepared food over packaged fare.

Read the entire article here….stay informed

http://finance.yahoo.com/news/discounts-piled-americans-buy-fewer-001900253.html?soc_src=copy

Enjoy!

Blessings, Jean

Bargains, Cleaning Tips, Coupons, Tax Tip,Recipe,Deals,and Freebies

April 2, 2014 by Jean

Good Morning….Welcome to savings $$$$$$$$$$!

 

How to clean your cookie sheets–You will love this tip!

Kitchen “Miracle” Cleaner! You put about 1/4 cup of baking soda in a small glass bowl and squirt in hydrogen peroxide until it makes a nice paste. Then you rub it on the offending dirt/stain/grease…whatever! You can usually just use your fingers…but you can also use a small sponge as well.

Click here to see the pictures:      Thanks, Sue Grabloski Gurney‘s photo.

 

Rimmel EyeShadow Only $0.50 at Dollar Tree!

 If your Dollar Tree carries Rimmel Eye Products you are in luck, make sure you print out the coupon at coupons.com and take it there so you can snag some Rimmel Eye Shadow for FREE! WOW!

 

Walgreens: 2 FREE Butterball Chicken Broth

Now through 4/5 you can pick up 2 FREE Cans of Butterball Chicken Broth at Walgreens after the $1/1 Any Butterball Product coupon! All you have to do is take the quiz.at the site..Thanks,Raininghotcoupons.com

 

 

 

Tax Tip

When you file a tax return, the IRS doesn’t ask you to staple receipts, bank statements or other paperwork to the back of the return. It’s tempting, then, to think that you should feed these documents to the shredder. Bad idea! It’s true, the odds are in your favor that you will never have to show the IRS proof, but don’t take the chance.

You can file your Federal taxes for free using Turbo Tax software on-line.  Visit the sire to get all the details.

 

 Bargains, Cleaning Tips, Coupons, Tax Tip,Recipe,Deals,and Freebies

Turbo Tax, is the #1 best-selling tax software brand and you can now use their online software for FREE to prepare, print and e-file your Federal Taxes!  Also, Turbo Tax Guarantees you’ll get your biggest tax refund, with 100% accurate calculations, free help, and step by step guidance so you are confident your taxes are done right.

 

Frugal Homemade Sloppy Joe Type mix

You will need:

1 medium onion

1/4 cup of chopped green pepper

1/2 cup of chopped celery

1 pound of ground meat – beef, turkey, or chicken

1 teaspoon of salt

1 teaspoon pepper

1 can of chicken gumbo soup

2 tablespoon of ketchup

1 teaspoon Worcestershire  sauce

hamburger buns

Heat up some butter or oil in a pan and saute the onion, green pepper, and celery. Cook for about 6 minutes. Add the ground meat , salt , and pepper. Cook it up until the meat is all broken up and not pink.

Add the soup , sauce, and ketchup. Simmer for about 30 minutes and then serve on the buns. Thanks, Preparedforsurvival.com

 Bargains, Cleaning Tips, Coupons, Tax Tip,Recipe,Deals,and Freebies

Seventh Generation Coupon

You can stock up on liquid dish soap when you print the new coupon available for Seventh Generation. You can print two of them at coupons.com

  • $1.00 off Seventh Generation Liquid Dish Soap

Seventh Generation Printable Coupon

This coupon is from Coupons.com which means you will be able to print two copies. Once you have your coupons you can take advantage of the following deals.

Use this Target Deal Scenario to get your Dish liquid for .19

Seventh Generation Dish Liquid (25 fl oz) for $3.19
Earn $1.00 with Ibotta  https://ibotta.com

Ibotta is a free mobile app that gives consumers a new way to earn money when they shop. Ibotta pays users cash rewards for learning about their favorite products.

Use $1.00/1 Seventh Generation Coupon
And use $1.00/1 Seventh Generation Target Coupon
Final Price = $0.19  Thanks, freesnatcher.com

6 Frugal Cleaning Tips you will love

How to clean naturally with food you already have in your home.
Click here to view the video:  http://img.food.com/fdc/img/video/cleaningtips.jpg

Thanks, Food.com

Enjoy!

Blessings, Jean

Tips Frugal Ideas Coupons and Bargains

March 31, 2014 by Jean

Welcome to today’s Iwishmamhadtoldme blog!

We have Tips, frugal ideas, bargains, coupons and information to help you save more of your hard earned money. We are 15 days away from…”TAX DAY” so I thought I would share some of the things we need to know before we file our taxes.  Be sure you use a  person or company that knows tax laws.

Credit Tip

Check your free annual credit reports for errors. There are three free reporting agencies. Experian, Equifax and Transunion Check here to get access to your free annual credit reports . You may request a report from each of the agencies once a year. I always request one each 4 months that was because the differ sometimes you get a good picture of your credit and if there is negative reports yo can catch them. Speaking of credit cards, do not carry a zero balance it will negatively affect your credit. This is something I recently learned. If you find something negative say a bill you paid off but is still shows up as a negative you can ask the creditor to remove the negative information from your credit report.  Call them or write them a letter. . We are 15 days away from...”TAX DAY” so I thought I would share some of the things we need to know before we file our taxes.  Be sure you use a  person or company that knows tax laws.

10 things you need to know before you do your taxes this year

By: Melissa Hincha-Ownby

1. Easier home office deduction

For work-from-home warriors, the home office deduction can help reduce tax liability. Unfortunately, the concern about the deduction raising red flags at the IRS has deterred some home-based workers from claiming this deduction. In addition to audit concerns, the process to calculate the deduction was complicated. One of the highlights of the new simplified option is that taxpayers can take a standard deduction of $5 per square foot. For more information, visit the IRS website: Simplified Option for Home Office Deduction.

2. Joint federal returns for married same-sex couples

Gay marriage is a divisive topic for many, but not for the Internal Revenue Service. Starting with tax year 2013, married same-sex couples in one of the 17 states that have legalized gay marriage are able to file their tax returns under the married filing jointly status. For more information, read the IRS FAQ for married same-sex couples.

3. Higher threshold for medical deductions

Prior to tax year 2013, medical expenses in excess of 7.5 percent of a taxpayer’s adjusted gross income (AGI) were deductible. This threshold has been raised to 10 percent for the majority of taxpayers for tax year 2013. The only exception is taxpayers who were aged 65 or older at the end of 2013, to whom the 7.5 percent threshold still applies.

4. New tax rates for high-income earners

High income earners, which can be defined as those who earn more than $200,000 ($250,000 for married couples) are paying more in taxes – and the increase isn’t just limited to income tax. The top income tax bracket increased from 35 percent to 39.6 percent, but other increases include an additional 3.8 percent tax on unearned income and additional 0.9 percent Medicare tax.

5. Higher personal exemption

The personal exemption increased by $100, to $3,900 for tax year 2013. This exemption applies to eligible taxpayers and their dependents. However, a new phase-out rule is in place that limits the amount of the exemption for high-income earners.

6. Itemized deduction and personal exemption phase-outs

High-income households are also being hit with new itemized deduction and personal exemption phase-outs. These itemized deduction changes may impact charitable contributions, mortgage interest, state, local and property taxes and more for individual taxpayers with an adjusted gross income (or AGI) higher than $250,000 and joint filers with an AGI above $300,000.

7. IRA contribution cap increase

Taxpayers aged 50 and older can now take advantage of a higher cap on Individual Retirement Account (IRA) contributions. Taxpayers who meet the criteria can now contribute up to $6,500 annually. IRA contributions for the 2013 tax year can be made through April 15, 2014.

8. Flexible Spending Arrangements limits

Prior to tax year 2013, the IRS did not impose a cap on contributions made to a health flexible spending arrangement account (FSA). According to the IRS, “Health FSAs are subject to a $2,500 limit on salary reduction contributions for plan years beginning after 2012. The $2,500 limit is subject to an inflation adjustment for plan years beginning after 2013.”

9. Standard mileage rate

The standard mileage rates used by the IRS have increased for tax year 2013. The standard rate for a personal vehicle used for business is now 56.5 cents per mile. The rate for a vehicle used for transportation to receive medical care or for moving is now 24 cents per mile.

10. Changes for the coming year

There were several federal income tax deductions and credits that expired at the end of 2013, and while these changes won’t impact your 2013 tax return, this information will be helpful for 2014 tax year planning. Deductions and credits that expired include:

 

http://takecoupons.net/restaurantscoupons/item/red-lobster-coupons <<<<<<<<
$10 OFF 2 Lobsterfest entrées
Offer expires: April 13, 2014

Red Lobster coupons or printable coupon – March 2014
takecoupons.net
Free Red Lobster coupons and discounts

Prepare For Spring…it’s Coming!

March 27, 2014 by Jean

Good Morning and welcome to Thursday March 27, 2014!

Where is Spring? Have you seen it in your area?  Well, I certainly have not.

If you do see it; please ask it to visit Ohio really soon.

I can’t wait to see it.

While we are waiting here are a few things we can do to get prepared for spring; because it is really coming!.

 

1.  Get your spring clothes ready.

Mary Pankiewicz gives this suggestion….”So my suggestion to them is to divide and conquer. On a Saturday morning do your shoes, at other times do your slacks. People have told me that breaking it up into small projects has changed their life.”
– Mary Pankiewicz, professional organizer and author of Clutter-Free & Organize      Read more: http://www.rd.com/slideshows/spring-closet-cleaning-14-ideas-from-professional-organizers/#ixzz2x9Djp7Qy

2.  Begin packing away your winter clothes.

3.  Buy seed, plant them inside to be transplanted later.

Go here for tips on how to start your garden inside http://www.almanac.com/content/starting-   seeds-indoors

4.  Turn your heat down…maybe not off!

5.  Get out your umbrella and rain boots.

6.  Plan a trip to the zoo before it gets too hot.

7.  Look for garage sales…attend a flea market or farmers market.

8.  Make a plan for Easter egg dying, purchase your supplies now at the dollar store.

Go here for ideas: www.pinterest.com/thediydreamer

9.  Take a walk outside….really!

10.Look for a cute Easter dress for your little girl at your favorite discount store.

11.Make those needed repairs around the house.  Look for a carpet cleaning sale and book early.

12.Clean your deck and grill.

View this how to video:  www.youtube.com/watch?v=rqUsyxL9ClU

 

Enjoy!

Blessings, Jean

 

New Coupon Codes and Birthday Freebies

March 19, 2014 by Jean

 

 

 

payless shoes logo New Coupon Codes and Birthday Freebies

 

Payless Shoes is offering 40% off one item when you enter the promotional code 251419670 at checkout.  Plus, if choose in-store pick up at your local Payless store, you’ll receive free shipping as well.Thanks, www.cincinnaticents.com

Here is the rest of the story: all of these  online stores below posted new couponcodes and special on 3/18/14.

Thanks,couponing.about.com

 

I celebrated my …..wait for it!  Birthday number 69 on this past Friday.  Yes, it was wonderful; so many good wishes and of course gifts and free stuff.

I posted these birthday freebies a few weeks ago, so I thought I would re-post them since some of you have not had an opportunity to check them out and you might have a birthday on the horizon.

Here it is, please share with your friends.  Check it out and Enjoy!

 Happy birthday to you, happy birthday to you, happy birthday, happy birthday, happy birthday to you.  If  today is your birthday or your birthday is later this year,  Happy birthday to you.

 

 

Be sure to save this list until your birthday comes and enjoy some free gifts.

Here it is, please share with your friends.  Check it out and Enjoy!

Freebies from some great Retailers:

ACE Hardware: Sign up for ACE Rewards and get a $5 off coupon on your birthday.

American Eagle Outfitters: Sign up for AERewards and get 15% off during your birthday month.

Aveda: Become a member of Aveda.com and get a free gift every year on your birthday.

CVS: Register for a CVS ExtraCare Card and get $3 in ExtraCare Bwonderful; so many good wishes and of course gifts and free stuff.

Disney: Register for Disney Movie Rewards and you’ll receive a credit for a free Blu-ray movie on your birthday.

DSW: Join DSW’s rewards program and receive a $5 gift certificate on your birthday.

Old Navy: Sign up for Old Navy’s email newsletters and you’ll receive a free surprise on your birthday.

Sephora: Sign up for Beauty Insiders and receive a complimentary gift during your birthday month.

Victoria’s Secret: Sign up for their mailing list and receive a coupon for $10 off a purchase of $10 or more on your birthday.

 

Here are some freebies that make us smile from Restaurants.  

Fast Food, Ice Cream and Coffee YEA!

Abuelo’s: Join their eClub and receive a free gift for signing up, plus gifts on your birthday and anniversary.

Applebee’s: Sign up to receive their email updates and you’ll get a free treat on your birthday.

Captain D’s Seafood Kitchen: Become a Captain D’s Seafood Restaurant In

Atlanta Bread Company: Join the Atlanta Bread Company VIP eCLub and you’ll get a free cookie on your birthday.

Baker’s Square Restaurant & Pies: Sign up for their email newsletters and you’ll receive a coupon for a free entrée right away, plus a free slice of pie on your birthday.

Baskin Robbins: Join their email club and receive a free ice cream on your birthday.

Ben & Jerry’s: Become a Chunk Spelunker and you’ll get a free scoop of ice cream on your birthday.

Bennigan’s: Become a Bennigan’s eClub member and receive a free dessert and buy one, get one entrée on your birthday.

Black Angus Steakhouse: Join their Prime Club and receive a free steak dinner (with purchase of a second entrée) on your first birthday as a member.

Brio Tuscan Grille: Sign up for Posta Toscana at Brio Tuscan Grille and you’ll receive a coupon for free food on your birthday.

Buca di Beppo: Register for their eClub updates and receive a free brownie on your birthday and a free dessert on your anniversary

Captain D’s Seafood Kitchen: Become a Captain D’s Seafood Restaurant Insider and receive a free fish or chicken dinner for joining, plus more freebies on your birthday.

Charlie Brown’s Steakhouse: Join their Handshake Club and receive a free gift on your birthday.

Cold Stone Creamery: Join their club to receive a coupon for free ice cream on your birthday.

Dairy Queen: Join their fan club and receive a free Blizzard on your birthday.

Del Taco: Join their Raving Fan eClub and receive a free premium shake on your birthday, plus two free Grilled Chicken Tacos just for signing up.

Denny’s: Join their rewards club to receive a free Grand Slam on your birthday (includes two eggs, two slices of bacon, two sausage links and two pancakes).

Don Pablo’s: Join their Hab Club and receive a free $10 gift card on your birthday.

Famous Dave’s: Join the Be a P.I.G. (Pretty Important Guest) Club and receive something free on your birthday.

Firehouse Subs: Show up with a valid I.D. on your birthday and receive a free medium sub.

Thanks, Allyou.com

Enjoy!

Blessings, Jean

Amazon Prime Cost Going Up

March 14, 2014 by Jean

Here we are at the door to the weekend. 

I hope you have some great plans, before you start out check out the article below. Act now to save some money! Amazon has announced a price increase for Amazon Prime from the current $79.00 per year to $99.00 per year. All is not lost you can still get your next year for $79.00.  Read the article below for all the details.   633374312980318281 Amazon Prime Cost Going Up

Get Another Year of Amazon Prime for $79, Even as a Current Subscriber

Thanks, lifehacker.com

Amazon today announced that the annual price of Amazon Prime will increase from $79 to $99 next month, and though it’s still arguably the best deal in tech, it’d be nice to get one more year at the old price.

Enjoy!

Frugal Tips to save A lot of Money

March 11, 2014 by Jean

 Hello and good day to everyone!

I hope you are ready to save some money today.  If you use just one of the tips in today’s post, I promise you will save money.  If you use all of them you will save a lot of money.

This blog is about being frugal; but enjoying all that you have.  The more we can save on the things we need the more we will have to enjoy the things that bring joy to our lives.

Give these tips a try to see what you can save.  If you have a frugal tips to share just post it in the comment section below this post.

Here is number 10. Check your bills…this one really struck me because I checked one of my credit card bills  this week and found a charge for $39.99 from a website to back up my work, I already have Carbonite, so why would I order another back up service.  I stayed at a hotel back in January and some how during my stay there I incurred this charge. I called and the company and they were willing to remove the charge.  So check your bills often.

66 Tried-and-Tested Tips For a Frugal Life

How Live Frugally Frugal Tips to save A lot of Money

” It’s easy to say that you want to save more money. It’s harder to actually implement that. Living a frugal life calls for a lifestyle change and a conscious awareness of how you’re spending and saving. It also requires a certain know-how. Learn these tried-and-tested frugal tips from fellow scrimpers cited in Reddit’s subsection for frugal people.”  Thanks,www.savvysugar.com

Photo Source: Shutterstock

Click here  on the website name  to gain access to the 66 tips that will save you money…. starting today.

http://www.savvysugar.com/How-Live-Frugally-24174070

www.savvysugar.com

I apologize for the below link. Please forgive me.

http://media4.onsugar.com/files/2012/07/31/1/192/1922441/1.xxxlarge/i/How-Live-Frugally.jpg

Enjoy!

Blessings, Jean

God’s Plan for you

March 10, 2014 by Jean

Good Morning to All,

God’s plan is to bless you today!  Not today only but everyday of your life.

Enjoy your day!

Blessings, Jean

Jeremiah 29:11

New International Version (NIV)

11 For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future.od’s plan is to bless you today!

1964883 618467188243470 1222299372 n Gods Plan for you
Thanks, photo Godly Woman Daily
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